Fetch Rewards Review: How to Get Cash Back on Every Grocery Receipt

Can I tell you a secret? I love saving money at the grocery store. But I really hate coupons…

You have to print them, cut them out, and remember to bring them with you to the store for a specific product purchase. It can be such a hassle.

When I discovered Fetch Rewards (along with a similar app, Ibotta), it changed everything. No more time spent clipping coupons, or forgetting them in the car. Just pure, simple cash back at the grocery store.

So how does Fetch Rewards work, and is it worth the space on your phone? There’s no shortage of cash back and money making apps. Does Fetch make the cut on the list of how to make extra money?

What is Fetch Rewards?

Fetch Rewards was started by a college sophomore who was tired of how hard it was to save money on the grocery store. In his words, “the only way to save was by being in the right store at the right time with the right coupon.”

So he took it upon himself to start an app called Fetch Rewards with the philosophy that you should be able to earn cash back at any store you like, on products you’re already buying.

To date, there are over 1 million people using the app to save money on their grocery trips.

How Does Fetch Rewards Work?

One of the best things about Fetch Rewards is that it really is simple to use, and you can tell they designed it with the end user in mind.

Step 1 – Scan Your Receipt

Open the app, take a quick snap of your receipt, and let Fetch Rewards do the rest. It will automatically find products in your receipt that are eligible for cash back.

In addition to scanning paper receipts, you can also link it to your email and Amazon account to import your online receipts and get cash back there too.

Step 2 – Earn Points

With Fetch Rewards, you will automatically earn points for scanning ANY receipt to a grocery store, pharmacy, etc. You also get extra points for buying qualifying brands such as Hershey’s, Kraft, Kleenex, Jell-O, and hundreds more.

Another way to earn points is through the Special Offers section, which offers an even bigger bonus. For example, right now, any Dove products will earn 8X points.

Step 3 – Redeem Points for Rewards

Once you’ve earned at least 3,000 points (equivalent to $3), you can cash out your points for rewards.

You can choose from a wide array of gift cards including Amazon, Wal-Mart, iTunes, and more. You can even donate your points to charity if you want.

Fetch Rewards Pros

Fetch Rewards makes it easy to earn cash back. You don’t have to worry about carrying coupons or buying certain items. Just scan your receipt, and the app will calculate your rewards for you.

Everyone has to buy groceries, so why not save a little extra money while you’re at it? The app will earn you cash back on lots of brands you are already buying, plus a bonus just for scanning your receipt.

Fetch Rewards Cons

While there’s a lot to like about Fetch Rewards, there are some drawbacks as well. If you’re prone to buying extra stuff you don’t need just because it’s on sale, it probably doesn’t make sense to use the app and reward that habit (one way to keep yourself on track is to use the Dave Ramsey budget percentages to monitor your grocery spending).

In addition, if you do most of your grocery shopping at stores that carry mostly their own brand (like Aldi or Trader Joe’s), you won’t get as much benefit from the app. You can still make a few bucks just by scanning your receipts, but you won’t get the bonuses from buying brand names.

Fetch Rewards FAQ

Is Fetch Rewards Worth It?

I get it, the world is inundated with apps for this and that. Is it really worth adding yet another app to your phone?

I was skeptical when I first installed it, but I’ve found that it has definitely been worth it to me. Whenever I leave the grocery store, I just open the app, scan the receipt, and everything is processed for me automatically and points added to my account. Then I don’t have to think about it until my next trip.

It takes me about 10 seconds per grocery trip, and the savings really do add up.

Is Fetch Rewards Legitimate?

Fetch Rewards is legit. They have a 5 star rating on the Apple app store, and have well over 1 million users earning cash back.

What Stores Can I Scan Receipts From?

While it’s promoted as a grocery cash back app, the list of stores is wider than you think. In addition to grocery stores, you can earn cash back at pharmacies, convenience stores, and even online retailers who sell household products like Amazon.

What Are Some Alternatives to Fetch Rewards?

If you’re looking for some other ways to make money fast with cash back apps, you have a lot of options. The most direct competitor to Fetch Rewards is Ibotta, which also gives you cash back at grocery stores. Some other cash back apps that work with a broader range of stores include Rakuten, Dosh, Drop, and Pei.

Fetch Rewards Review: Can You Make Money With the App?

Based on my experience and research, I think almost anyone would benefit from the Fetch Rewards app.

Everyone has to buy groceries, so you might as well get some cash back while you’re at it.

If you’d like to try it out for yourself, you can download the Fetch Rewards app here. As a special bonus, enter the code “APREWARDS” to get a $3 bonus just for signing up!

How We Make Money On Mercari

We could all use a little extra money but there isn’t enough time in the day for another job. We all have credit cards we need to pay off and the time to get out of debt is now. What if I told you you’re sitting on a gold mine right where you are? Think about it; we have so much “stuff” in closets, under our beds, in the garage, that we never use anymore. 

It’s time to clean out the closet and get rid of all the stuff we don’t use. One man’s junk is another man’s treasure!

Introducing Mercari

My wife and I recently started going through our old clothes and putting everything in a sell pile. We were amazed how much stuff we have accumulated over the years that we had forgotten about. 

After going through much of our old things, we decided to list them for sale on Mercari.

Mercari is similar to CraigsList but is much more convenient and has it’s own app to take pictures of your items and sell them online. You can buy and sell just about anything on Mercari and they even give you a $10 bonus just for signing up.

Mercari First Steps

To sign up for Mercari you can use your email address or Facebook profile.

Mercari sign up

Access To Products

As stated earlier, you can find all kinds of things for sale on Mercari from sellers just like you. If you’re looking for items with steep discounts, Mercari is the place to go.

Mercari access to products

As you can see from the above picture there are several main categories of things you can buy or sell that include:

  • Handbags
  • Deals For Her
  • Deals For Him
  • Deals For The Kids
  • Deals For The Tech Obsessed
  • Kitchen And Dining
  • Many More…

Steps To Sell On Mercari

There are three main steps to sell on Mercari.

First Step

Take a picture with your smartphone of the stuff you want to sell and write a short description of the item. Use a unique and specific description in order to attract buyers. The more information you include the more likely someone is to buy it. You may be tempted to stretch the truth about the condition but be sure to be accurate even if the item has flaws. If the buyer receives the item in a condition that was not described, they can return the item to you and receive a refund.


Second Step

When someone buys your item, you can print and electronic shipping label. Mercari makes it super super simple to sell your item without having to guess about shipping prices.

Third Step

Each time someone receives an item, they are given the opportunity to rate their experience with you. This helps create buyer and seller confidence and increases transparency on the platform. However, if the product is as described, then the buyer’s payment is released.

Mercari And My Time

Time is a finite resource and often we waste time on new and great things only to later find out it was a huge waste of time. 

From my experience, Mercari has been extremely successful for us because it is a popular app that has been downloaded over 40 million times. With that many users, there’s a ton of eyes looking at what you have for sale. 

In addition, Mercari is a rapidly growing platform that is gaining traction in the United States. Growing your profile in these beginning stages will set you up for success even later on when the app gets even bigger.

The Mercari app is also quite easy to use and set your items up to sell. No more taking a picture of an item, uploading the picture to your computer and then attaching it to a platform. Mercari takes all of the steps and combines them into the app for easy transactions.

My absolutely favorite reason for using Mercari over Craigslist is not having to meet anyone in person. Craigslist makes me feel uneasy when I have to meet someone I don’t know in a parking lot and hope they are legitimate. Taking the in person interaction out of the selling process is a big win for me.

Mercari Charges

For each sale you make on Mercari, they charge a 10% fee when the sale is successful. Unlike other platforms, you do not pay anything until your item actually sels. 

Sellers can either pay for the shipping on their own or include the price of shipping in the sale of the item. Depending on the price of shipping, I have offered free shipping for our smaller items. 

When we have larger items for sale, we definitely make the buyer aware that they are responsible for the shipping.

Best Items To Sell On Mercari

From our experience, we have had the most success with baby clothing, women’s clothing, and electronics. However, you have nothing to lose if you are trying to sell old hand made sweaters from your grandmother. You don’t pay anything unless the item sells so it’s worth it to try.

Our Overall Experience

My wife and I have both had success buying and selling items of Mercari and will continue to use it as our platform of choice. We used it while we were paying off debt with the baby steps and haven’t looked back. Not having to meet people in person like you do with Offer Up or Craigslist is the primary reason we keep using Mercari to make extra money on the site. Also, if you use this link here, you can get started on Mercari and get $10 bucks credited to your account!

Ibotta Review: How To Save Money on Your Purchases

You’re going to spend money. Why not save a bit of that money, too?

That’s what Ibotta, the cashback app made in 2011, is trying to convince people of. It’s working, and it’s helping tons of people out. The company is now valued at over $1 billion and has saved its customers around $700 million since its creation.

So, that begs the questions: what is Ibotta? How does it work? And should I make it my new favorite app?

Let us help you. Today we’re going to let you in on another secret on how to elevate your life beyond the 99%.

What is Ibotta?

CEO Bryan Lynch formed Ibotta in the early 2010s with help from Netscape founder and investor Jim Clark.

With the popularity of smartphones growing at the time, Lynch thought he could make a business model where his company could act as a middle-man of sorts between customers purchasing products from a variety of stores and those stores selling to customers.

Everyone wins with this business model:

  • Customers save money by getting cashback on purchases.
  • Stores make money by customers purchasing items from their stores.
  • Ibotta makes money by stores paying them for referrals, among other ways.

Although it may seem like regular stores lose out more than anyone since they pay for Ibotta referrals, customers are still driven to spend more money at these locations.

How Does Ibotta Work?

Ibotta works by either purchasing items through online stores in the app (which can be downloaded on both Android and Apple devices) and getting rebates or discounts through the app, or by uploading receipts to see if any items you’ve purchased can get discounts.

It’s a simple process. And there’s no need to ask where to get quarters either, as the app sends your money to you directly via PayPal.

What Can You Earn Cash Back On?

This is a loaded question with a simple answer: A lot of things!

Ibotta claims to work at over 500,000 store locations in the United States, and many online companies work with the app, too. Ibotta even started a gift card program where you could load your account credit onto a gift card of your choice.

Whether you want to shop for groceries at Giant, or if you want to purchase shoes online at Nike.com, there’s no end to the options you have. If only we could use those rebates to get free internet, utilities, and other ways to lower your bills, right?

Oh wait, you can! Sort of. As long as you get your rebate cash into your bank account, you can do whatever you want with the money you’ve received.

Ibotta Pros

It’s awesome to get cash off for groceries and other purchases. You’re going to purchase food anyway, so why not use Ibotta?

It’s a really simple app to use. You sign up, create an account, and then either upload receipts or checkout with the app.

Lastly, a ton of retailers have affiliations with the company. More options are always better for the consumer.

Ibotta Cons

There are some cons to consider when using Ibotta. While there is no catch to using it, you may find yourself trying to spend more to get additional discounts, which in turn will result in you paying more in the long run. Using budget templates can help with keeping your spending on track.

Smaller brands will not typically have an affiliation with the app, making more rural users struggle to find options.

People have never been in love with Ibotta customer service either, and like many apps, it tracks your location and tracks data when you use it. So people who find security important may not be a fan of the app.

Ibotta FAQs

Is Ibotta legitimate

Yes! Ibotta is as legitimate as an application can be. It works, and tons of people are using its services. Over 35 million people use the app, and they are typically happy with using it. It may only save you a few cents per order at times, but it can add up.

How do you get the money from Ibotta?

After you submit a receipt, the money will show up in your account within 24 hours. You can cash out once you reach a threshold of $20. You can get that sent to your PayPal connected to your Ibotta account or purchase a gift card directly from the app.

Does Ibotta charge a fee?

Ibotta does not charge a fee. There is a slight caveat, however. If your account has had no redeemed offers in the last 180 days, Ibotta will take away $3.99 per month afterward. That’s the only “fee” though.

Ibotta Review: Is It the Right Cash Back App for You?

The answer to this question seems kind of obvious. If you’re going to make a purchase, why wouldn’t you use a cash back app?

The best part is that if you can’t find the retailer you’re shopping at on Ibotta, you can always download a different one and switch between them for your purchases.

Saving money has never been this easy.